Terms & Conditions
Effective Date: August 13, 2026

Welcome to LauraHorsch.co.

These Terms & Conditions ("Terms") govern your use of websites, content, services, events, programs,
resources, and other offerings provided by Lauras Legacy Inc ("Lauras Legacy," "we," "us," or "our").
By accessing our website, registering for an event, purchasing or participating in an offering, or otherwise
using our services, you agree to these Terms.

If you do not agree with these Terms, please do not use our website or purchase or participate in the
applicable offering.

1. Educational and Informational Purposes
Content provided by Lauras Legacy Inc is intended for general informational, educational, inspirational, and
personal-development purposes.
Our content may address topics including faith, identity, personal growth, purpose, wellness, lifestyle,
business, relationships, and personal experiences.
Information provided through our website, Legacy Letters, social media, events, programs, mentorship,
educational wellness services, downloads, videos, or other communications should not be considered
individualized professional advice unless expressly stated otherwise.

2. Medical and Wellness Disclaimer
Lauras Legacy Inc and Laura Horsch do not provide medical diagnosis or medical treatment through this
website or through educational wellness services.
Unless expressly identified otherwise, Laura Horsch is not acting as your physician, licensed healthcare
provider, registered dietitian, psychologist, therapist, or other licensed medical professional.
Information concerning health, nutrition, supplements, lifestyle, wellness, biofeedback, QRA results, or
products is provided for informational and educational purposes only.
Biofeedback/QRA scans and related information are not medical diagnostic tests and should not be used
to diagnose, treat, cure, or prevent any disease or medical condition.
Information or product suggestions based on a biofeedback/QRA session or wellness conversation should
not replace professional medical evaluation, diagnosis, or treatment.

Always consult an appropriately qualified healthcare professional regarding medical conditions,
medications, supplements, symptoms, pregnancy, or changes to your health regimen.
Never disregard professional medical advice or delay seeking medical care because of information received
through Lauras Legacy Inc.
If you believe you are experiencing a medical emergency, seek immediate emergency medical assistance.

3. No Guarantee of Wellness Results
Every person is different.
No particular health, wellness, lifestyle, emotional, spiritual, personal-development, or other result is
promised or guaranteed from using information, services, programs, products, or resources discussed by
Lauras Legacy Inc.
Statements regarding personal experiences are provided as individual experiences and should not be
interpreted as guarantees that another person will experience the same result.

4. Product Recommendations
From time to time, we may discuss or recommend wellness products, supplements, books, tools, resources,
services, or other products.
Such recommendations may be based on personal experience, educational information, wellness
conversations, biofeedback/QRA information, or other factors.
You are responsible for determining whether any product or service is appropriate for you and for
consulting an appropriately qualified professional when necessary.

5. Vital Health Global Relationship and Affiliate Disclosure
Laura Horsch is an independent affiliate/distributor of Vital Health Global and may receive commissions or
other compensation from qualifying purchases or business activity associated with her referral or
organization.
Lauras Legacy Inc and/or Laura Horsch may also participate in other affiliate or referral relationships.
This means we may receive compensation if you purchase a product or service through certain links we
provide.
Our financial relationship with a company does not change our obligation to communicate our genuine
opinions and experiences.

Where required, affiliate or compensation relationships should also be disclosed near relevant
recommendations, links, or endorsements.
Purchases made through Vital Health Global or another third party are transactions between you and that
third party and are subject to that company's terms, shipping policies, return policies, refund policies, and
privacy practices.

6. Testimonials and Individual Experiences
Our website or marketing may feature testimonials, stories, personal experiences, or statements from
customers, attendees, clients, affiliates, or other individuals.
Testimonials reflect the experiences and opinions of the individuals providing them.
Individual experiences vary, and a testimonial should not be interpreted as a promise or guarantee that you
will experience the same outcome.
We do not intend testimonials to communicate medical claims that we could not otherwise lawfully make or
substantiate.

7. Business and Income Disclaimer
From time to time, Lauras Legacy Inc or Laura Horsch may discuss entrepreneurship, network marketing,
affiliate opportunities, business building, leadership, or the Vital Health Global business opportunity.
No representation or guarantee is made that you will earn any particular amount of money or achieve any
particular business result.
Business results depend on numerous factors, including individual effort, skill, experience, time, market
conditions, expenses, and other circumstances.
Examples of income, achievements, rankings, or business experiences are not guarantees of future results.
Before joining a third-party business opportunity, you are responsible for reviewing that company's official
compensation plan, policies, disclosures, and other applicable materials.

8. Faith-Based Content
Lauras Legacy Inc is a faith-based business, and our website, events, Legacy Letters, mentorship, books,
programs, and communications may include Christian beliefs, Scripture, prayer, personal testimony, and
discussions about God and faith.
Such content reflects our beliefs, experiences, and perspectives.

Unless expressly stated otherwise, faith-based mentorship or educational content does not constitute
licensed mental-health counseling, psychotherapy, professional counseling, medical care, or legal or
financial advice.
Participation does not establish a therapist-client, physician-patient, attorney-client, or other licensed
professional relationship.

9. Broken to Brave and Other Events
Registration for Broken to Brave or another Lauras Legacy Inc event is subject to the terms provided at
registration and these Terms.
Unless otherwise stated at the time of purchase:
Event ticket purchases are nonrefundable but may be transferred to another person.
If you wish to transfer your registration, contact us as soon as reasonably possible before the event.
If Lauras Legacy Inc cancels an event, registered attendees will generally receive a refund of the event ticket
price paid.
If an event is rescheduled, registrations may be transferred to the rescheduled date. Additional options may
be provided to attendees who cannot attend the new date.
Lauras Legacy Inc is not responsible for airfare, transportation, lodging, childcare, lost wages, or other
expenses incurred in connection with an event, including when an event is canceled, postponed, or
rescheduled.
We reserve the right to make reasonable changes to event speakers, schedules, programming, locations, or
content.

10. Event Photography and Recording
Photography, audio recording, and video recording may occur at Broken to Brave and other Lauras Legacy
Inc events.
Registration materials may provide additional information or consent choices regarding photography and
recording.
Subject to applicable law and permissions obtained, event photographs or recordings may be used in
connection with Lauras Legacy Inc's website, social media, educational materials, event promotion,
advertising, and marketing.
If you have concerns about appearing in photography or recordings, please notify us before the event.

11. Mentorship and Programs
Enrollment in a mentorship or short-term program represents a commitment to the program term
identified at enrollment.
For a three-month mentorship program, enrollment is generally nonrefundable once the program begins
unless different terms are expressly provided at purchase.
Lauras Legacy Inc may, in its sole discretion, consider exceptional circumstances on an individual basis.
Such consideration does not create an obligation to provide refunds in other circumstances.
Participation and payment do not guarantee any particular personal, spiritual, business, financial,
relationship, or other outcome.

12. Biofeedback/QRA Appointments and Cancellations
Biofeedback/QRA services are provided for informational and educational wellness purposes and are not
medical diagnostic services.
Appointments may generally be canceled or rescheduled with at least 24 hours' notice.
Cancellations made with less than 24 hours' notice and missed appointments may be nonrefundable.
Lauras Legacy Inc may make reasonable exceptions for emergencies or extraordinary circumstances at its
discretion.

13. Digital Products and Downloads
Unless otherwise stated at the time of purchase, digital products, downloads, guides, courses, recordings,
workbooks, and other digital materials are considered final sale and nonrefundable once access has been
provided.
Digital purchases are for the purchaser's personal use unless we expressly grant different rights in writing.

14. Third-Party Purchases
Certain products and services mentioned on our website are sold by third parties.
For example, books may be purchased through Amazon, and Vital Health Global products may be
purchased through Vital Health Global.
We do not control third-party checkout, fulfillment, shipping, returns, refunds, data practices, product
availability, or website operations.
Your transaction with a third-party seller is governed by that seller's policies and terms.

15. Intellectual Property
Unless otherwise indicated, original content created or owned by Lauras Legacy Inc, including text,
graphics, photographs, videos, downloads, worksheets, event materials, program materials, mentorship
materials, Legacy Letters, presentations, training materials, branding, and other original content, is owned
by or licensed to Lauras Legacy Inc and is protected by applicable intellectual-property laws.
You may access our publicly available materials for your own lawful personal use.
Without prior written permission, you may not copy, reproduce, republish, sell, distribute, modify, create
derivative works from, teach from, commercially exploit, or otherwise use our protected materials except as
permitted by law.
Purchasing or downloading material does not transfer ownership of the intellectual property to you.

16. User Submissions
If you submit a testimonial, story, photograph, review, feedback, or other material to us and give
permission for its use, you grant Lauras Legacy Inc permission to use that material consistent with the
consent or authorization provided.
You represent that content you voluntarily submit is yours to share and does not knowingly violate another
person's rights.

17. Acceptable Use
You agree not to:
Use our website for unlawful purposes
Attempt to interfere with website security or operation
Misrepresent your identity
Copy or commercially exploit protected materials without authorization
Upload or transmit malicious software
Use our website or content in a manner that violates another person's rights
We may restrict access when reasonably necessary to protect our business, website, users, or intellectual
property.

18. Third-Party Links
Our website may contain links to third-party websites and resources.
Providing a link does not mean that Lauras Legacy Inc controls or assumes responsibility for that website.
You access third-party websites at your own discretion and subject to their terms and policies.

19. No Warranties
To the extent permitted by applicable law, our website, content, and services are provided on an "as is" and
"as available" basis.
We do not warrant that our website will always be uninterrupted, error-free, secure, or available or that
information will always be complete or current.
Nothing in these Terms excludes warranties or rights that cannot lawfully be excluded.

20. Limitation of Liability
To the fullest extent permitted by applicable law, Lauras Legacy Inc and its officers, employees, contractors,
representatives, and affiliates will not be liable for indirect, incidental, special, consequential, or punitive
damages arising from your use of our website, content, events, programs, resources, or services.
Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited.
You remain responsible for your own decisions regarding your health, finances, business, relationships,
purchases, and participation in our offerings.

21. Changes to Offerings and Terms
We may modify, discontinue, or update website content, programs, services, events, or these Terms from
time to time.
When these Terms are materially updated, we may revise the effective date displayed above.
Your continued use of our website following an update constitutes acceptance of the revised Terms to the
extent permitted by applicable law.

22. Governing Law and Disputes
These Terms are governed by the laws of the State of Minnesota, without regard to conflict-of-law
principles, except where applicable law requires otherwise.
Before initiating formal legal proceedings, we encourage you to contact us so that we can attempt in good
faith to resolve the concern informally.
Nothing in this section limits rights or remedies that cannot lawfully be waived.

23. Severability
If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will
remain in effect to the extent permitted by law.

24. Contact
Questions regarding these Terms may be directed to:
Lauras Legacy Inc
Minnesota, United States
Email: Laura@LauraHorsch.co
Website: LauraHorsch.co

Privacy Policy
Effective Date: August 13, 2026

Lauras Legacy Inc ("Lauras Legacy," "we," "us," or "our") respects your privacy and is committed to
protecting the personal information you share with us.

This Privacy Policy describes how we collect, use, store, and share information when you visit
LauraHorsch.co or other websites operated by Lauras Legacy Inc, subscribe to our emails, register for an
event, participate in a program, request a service, complete a form, or otherwise interact with us.
By using our website or providing information to us, you acknowledge the practices described in this
Privacy Policy.

1. Information We Collect
We may collect information that you voluntarily provide, including:
Name
Email address
Phone number
Mailing or billing information
Event registration information
Appointment information
Mentorship or program application responses
Contact form submissions
Prayer requests, personal stories, testimonials, or feedback
Wellness information voluntarily provided in connection with educational wellness services or
biofeedback/QRA sessions
Information provided when requesting free resources or joining a waitlist
Other information you choose to share with us
When payments are made through a third-party payment provider, such as Square or another payment
processor, your payment information is generally processed directly by that provider. We do not
intentionally collect or store complete credit or debit card numbers on our own systems.

2. Information Collected Automatically
When you visit our website, certain information may be collected automatically through cookies and similar
technologies.
This may include information such as:
IP address
Browser and device information
Pages visited
Referring website
Approximate location derived from an IP address
Date and time of visits
Website interactions
Our website platform and third-party services may use cookies, pixels, analytics tools, or similar
technologies to operate the website, understand website usage, improve our services, and measure the
effectiveness of our communications or marketing.
As our website and technology change, the specific providers we use may also change.

3. How We Use Your Information
We may use information we collect to:
Provide requested information, services, resources, or programs
Register you for Broken to Brave or other events
Manage event waitlists
Schedule appointments or educational wellness sessions
Process program or mentorship applications
Communicate with you about appointments, registrations, or purchases
Deliver free resources
Send Legacy Letters, newsletters, educational content, announcements, offers, and other email
communications when you have subscribed or otherwise consented to receive them
Respond to questions or contact requests
Improve our website, events, services, and communications
Maintain business records
Prevent fraud or misuse
Comply with applicable legal obligations
You may unsubscribe from marketing emails at any time by using the unsubscribe link contained in our
emails.

4. Email Marketing
We use third-party email marketing services, including Kit, to manage subscribers, forms, email
communications, waitlists, and related automations.
When you subscribe to Legacy Letters, join a waitlist, request certain free resources, or otherwise choose to
receive ongoing communications from us, your information may be stored and processed by our email
service provider.
You may unsubscribe from marketing communications at any time. Transactional or administrative
communications related to an event, appointment, program, or purchase may still be sent when necessary.

5. Wellness and Other Sensitive Information
You may voluntarily provide information relating to your health, wellness goals, symptoms, lifestyle,
personal experiences, or other sensitive matters in connection with a biofeedback/QRA session,
questionnaire, mentorship application, contact form, or other interaction.
We use this information for the purpose for which you provided it and for reasonably related business
purposes.
Lauras Legacy Inc does not sell sensitive personal information.
Please do not provide information that is not necessary for the service or communication you are
requesting.

6. Third-Party Service Providers
We may use third parties to help operate our business, including providers for:
Website hosting and design
Email marketing
Forms
Payment processing
Scheduling
Analytics
Event registration
Video conferencing
Customer communication
Business administration
These providers may process personal information on our behalf according to their own terms and privacy
practices.
Our website may also contain links to third-party websites, including Amazon, Vital Health Global, social
media platforms, and other resources.
When you leave our website, the privacy practices of the third-party website apply. Lauras Legacy Inc is not
responsible for the privacy practices, security, content, or policies of third-party websites.

7. Vital Health Global and Affiliate Links
Lauras Legacy Inc and/or Laura Horsch may participate in affiliate, referral, independent distributor, or
similar programs, including with Vital Health Global.
When you click certain links, you may be directed to a third-party website. If you make a purchase or take
certain actions through an eligible link, Lauras Legacy Inc and/or Laura Horsch may receive compensation
or commissions.
Purchases made on a third-party website are subject to that company's privacy policy and terms.

8. Testimonials, Stories, Photos, and Submissions
If you voluntarily provide a testimonial, review, story, photograph, video, or other content and give us
permission to use it, we may use that content for purposes disclosed to you, which may include our
website, social media, event promotion, marketing materials, or other business communications.
We will not intentionally disclose private health or wellness information publicly without appropriate
permission.

9. Event Photography and Video
Lauras Legacy Inc may photograph, record, or film Broken to Brave and other events.
Where appropriate, attendees will be informed during registration or through event communications that
photography or recording may occur.
Photos and recordings may be used for educational, promotional, social media, website, advertising, or
other legitimate business purposes, subject to applicable law and any specific consent choices provided
during registration.
If you have a concern about appearing in event photography or recordings, please contact us before the
event at Laura@LauraHorsch.co.

10. Data Retention and Security
We retain personal information for as long as reasonably necessary for the purposes for which it was
collected, to maintain appropriate business records, and to satisfy legal, accounting, or operational
requirements.
We use reasonable administrative and technical safeguards designed to protect personal information.
However, no website, electronic transmission, or data storage system can be guaranteed to be completely
secure.

11. Your Privacy Choices
Depending on where you live and applicable law, you may have certain rights regarding your personal
information.
You may contact us to request that we:
Update or correct information you have provided
Remove you from marketing communications
Answer questions about information we maintain about you
Consider a request to delete information you previously provided
Some information may need to be retained for legitimate business or legal reasons.
To make a privacy request, contact us at Laura@LauraHorsch.co.

12. Children's Privacy
Our website, services, and programs are primarily intended for adults.
We do not knowingly seek to collect personal information online directly from children under 13.
Individuals under 18 may participate in certain events or activities when appropriate and, where required,
with the involvement or consent of a parent or legal guardian.
If you believe a child has provided personal information to us inappropriately, please contact us.

13. Changes to This Privacy Policy
We may update this Privacy Policy from time to time as our business, technology, services, or legal
obligations change.
The updated version will be posted on our website with a revised effective date.

14. Contact Us
If you have questions about this Privacy Policy or how your information is handled, contact:
Lauras Legacy Inc
Minnesota, United States
Email: Laura@LauraHorsch.co
Website: LauraHorsch.co